{"id":3950,"date":"2025-04-28T20:40:09","date_gmt":"2025-04-28T12:40:09","guid":{"rendered":"https:\/\/tw.hk.chat\/index.php\/2025\/04\/28\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%bb%9e%e7%ba%b3%e8%b4%b9%e4%b8%8a%e9%99%90%e8%a2%ab%e5%8f%96%e6%b6%88\/"},"modified":"2025-04-28T20:40:09","modified_gmt":"2025-04-28T12:40:09","slug":"%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%bb%9e%e7%ba%b3%e8%b4%b9%e4%b8%8a%e9%99%90%e8%a2%ab%e5%8f%96%e6%b6%88","status":"publish","type":"post","link":"https:\/\/tw.hk.chat\/index.php\/2025\/04\/28\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%bb%9e%e7%ba%b3%e8%b4%b9%e4%b8%8a%e9%99%90%e8%a2%ab%e5%8f%96%e6%b6%88\/","title":{"rendered":"\u4fe1\u7528\u5361\u6ede\u7eb3\u8d39\u4e0a\u9650\u88ab\u53d6\u6d88"},"content":{"rendered":"<figure class=\"wp-block-image size-large\" style=\"display: none;\"><img decoding=\"async\" src=\"\"><\/figure>\n<p><p><strong><b>\u8054\u90a6\u6cd5\u5b98\u5e9f\u9664\u4fe1\u7528\u5361\u6ede\u7eb3\u91d1\u4e0a\u9650\uff0c\u6d88\u8d39\u8005\u6216\u9762\u4e34\u66f4\u9ad8\u8d39\u7528<\/b>  <\/strong><\/p>\n<p>\u8fd1\u65e5\uff0c<b>\u5fb7\u514b\u8428\u65af\u5dde\u8054\u90a6\u6cd5\u5b98\u9a6c\u514b\u00b7\u76ae\u7279\u66fc\uff08Mark Pittman\uff09<\/b>\u88c1\u5b9a\uff0c\u5e9f\u9664<b>\u7f8e\u56fd\u6d88\u8d39\u8005\u91d1\u878d\u4fdd\u62a4\u5c40\uff08CFPB\uff09<\/b>\u5bf9\u4fe1\u7528\u5361\u6ede\u7eb3\u91d1\u7684\u9650\u5236\u89c4\u5b9a\u3002\u8be5\u89c4\u5b9a\u539f\u672c\u8ba1\u5212\u5c06\u6ede\u7eb3\u91d1\u4e0a\u9650\u8bbe\u5b9a\u4e3a<b>8\u7f8e\u5143<\/b>\uff0c\u4f46\u6cd5\u5b98\u8ba4\u4e3a\u8fd9\u4e00\u89c4\u5219\u201c\u975e\u6cd5\u9650\u5236\u4e86\u4fe1\u7528\u5361\u516c\u53f8\u7684\u5b9a\u4ef7\u6743\u201d\u3002  <\/p>\n<p><strong><b>\u88c1\u51b3\u80cc\u666f\uff1aCFPB\u89c4\u5219\u88ab\u6307\u8d8a\u6743<\/b>  <\/strong><\/p>\n<p>CFPB\u4e8e2023\u5e74\u63d0\u51fa\u65b0\u89c4\uff0c\u65e8\u5728\u904f\u5236\u94f6\u884c\u548c\u4fe1\u7528\u5361\u516c\u53f8\u6536\u53d6\u201c\u8fc7\u9ad8\u201d\u6ede\u7eb3\u91d1\u3002\u6570\u636e\u663e\u793a\uff0c\u7f8e\u56fd\u6d88\u8d39\u8005\u6bcf\u5e74\u652f\u4ed8\u7684\u4fe1\u7528\u5361\u6ede\u7eb3\u91d1\u9ad8\u8fbe<b>120\u4ebf\u7f8e\u5143<\/b>\uff0c\u5e73\u5747\u6bcf\u7b14\u8d39\u7528\u7ea6\u4e3a<b>32\u7f8e\u5143<\/b>\u3002\u7136\u800c\uff0c<b>\u94f6\u884c\u4e1a\u534f\u4f1a<\/b>\u548c\u90e8\u5206\u5171\u548c\u515a\u8bae\u5458\u8ba4\u4e3a\uff0cCFPB\u6b64\u4e3e\u8d85\u51fa\u4e86\u5176\u6cd5\u5b9a\u6743\u9650\uff0c\u5e76\u63d0\u8d77\u8bc9\u8bbc\u3002<br \/>\n\u6cd5\u5b98\u76ae\u7279\u66fc\u5728\u88c1\u51b3\u4e2d\u652f\u6301\u4e86\u8fd9\u4e00\u89c2\u70b9\uff0c\u79f0CFPB\u7684\u89c4\u5219\u201c\u7f3a\u4e4f\u56fd\u4f1a\u660e\u786e\u6388\u6743\u201d\uff0c\u5e76\u53ef\u80fd\u6270\u4e71\u4fe1\u8d37\u5e02\u573a\u7684\u6b63\u5e38\u8fd0\u4f5c\u3002  <\/p>\n<p><strong><b>\u6d88\u8d39\u8005\u6743\u76ca\u7ec4\u7ec7\u5f3a\u70c8\u53cd\u5bf9<\/b>  <\/strong><\/p>\n<p><b>\u6d88\u8d39\u8005\u56e2\u4f53<\/b>\u8fc5\u901f\u53d1\u58f0\uff0c\u6279\u8bc4\u8fd9\u4e00\u88c1\u51b3\u5c06\u5bfc\u81f4<b>\u4f4e\u6536\u5165\u5bb6\u5ead<\/b>\u548c<b>\u8d22\u52a1\u56f0\u96be\u8005<\/b>\u627f\u62c5\u66f4\u6c89\u91cd\u7684\u503a\u52a1\u8d1f\u62c5\u3002\u7f8e\u56fd\u516c\u5171\u5229\u76ca\u7814\u7a76\u7ec4\u7ec7\uff08PIRG\uff09\u6307\u51fa\uff0c\u6ede\u7eb3\u91d1\u539f\u672c\u5c31 disproportionately\uff08\u4e0d\u6210\u6bd4\u4f8b\u5730\uff09\u5f71\u54cd\u5f31\u52bf\u7fa4\u4f53\uff0c\u800c\u53d6\u6d88\u4e0a\u9650\u53ef\u80fd\u52a0\u5267\u8fd9\u4e00\u95ee\u9898\u3002<br \/>\n\u6b64\u5916\uff0c<b>CFPB\u5c40\u957f\u7f57\u5e0c\u7279\u00b7\u4e54\u666e\u62c9\uff08Rohit Chopra\uff09<\/b>\u8868\u793a\uff0c\u8be5\u673a\u6784\u6b63\u5728\u8bc4\u4f30\u4e0a\u8bc9\u9009\u9879\uff0c\u5e76\u5f3a\u8c03\u201c\u4fdd\u62a4\u6d88\u8d39\u8005\u514d\u53d7\u63a0\u593a\u6027\u6536\u8d39\u201d\u4ecd\u662f\u4f18\u5148\u4efb\u52a1\u3002  <\/p>\n<p><strong><b>\u94f6\u884c\u4e1a\u6b22\u8fce\u88c1\u51b3\uff0c\u79f0\u6709\u52a9\u4e8e\u7ef4\u6301\u4fe1\u8d37\u6d41\u52a8<\/b>  <\/strong><\/p>\n<p><b>\u7f8e\u56fd\u94f6\u884c\u5bb6\u534f\u4f1a\uff08ABA\uff09<\/b>\u548c<b>\u6d88\u8d39\u8005\u94f6\u884c\u5bb6\u534f\u4f1a\uff08CBA\uff09<\/b>\u5bf9\u88c1\u51b3\u8868\u793a\u6b22\u8fce\uff0c\u8ba4\u4e3a\u9650\u5236\u6ede\u7eb3\u91d1\u4f1a\u8feb\u4f7f\u94f6\u884c\u901a\u8fc7<b>\u63d0\u9ad8\u5229\u7387<\/b>\u6216<b>\u6536\u7d27\u4fe1\u8d37\u6807\u51c6<\/b>\u6765\u5f25\u8865\u6536\u5165\u635f\u5931\uff0c\u6700\u7ec8\u635f\u5bb3\u6d88\u8d39\u8005\u5229\u76ca\u3002<br \/>\n\u4e00\u4e9b\u5206\u6790\u5e08\u6307\u51fa\uff0c\u5982\u679c\u94f6\u884c\u65e0\u6cd5\u901a\u8fc7\u6ede\u7eb3\u91d1\u8986\u76d6\u8fdd\u7ea6\u98ce\u9669\uff0c\u53ef\u80fd\u4f1a\u51cf\u5c11\u5bf9<b>\u4fe1\u7528\u8bc4\u5206\u8f83\u4f4e\u8005<\/b>\u7684\u8d37\u6b3e\u53d1\u653e\uff0c\u8fdb\u4e00\u6b65\u9650\u5236\u91d1\u878d\u5305\u5bb9\u6027\u3002  <\/p>\n<p><strong><b>\u672a\u6765\u5f71\u54cd\uff1a\u6ede\u7eb3\u91d1\u53ef\u80fd\u56de\u5347\u81f330\u7f8e\u5143\u4ee5\u4e0a<\/b>  <\/strong><\/p>\n<p>\u5728CFPB\u89c4\u5219\u88ab\u53eb\u505c\u540e\uff0c<b>\u4fe1\u7528\u5361\u516c\u53f8<\/b>\u53ef\u80fd\u91cd\u65b0\u8c03\u6574\u6ede\u7eb3\u91d1\u6807\u51c6\u3002\u6b64\u524d\uff0c\u90e8\u5206\u94f6\u884c\u6536\u53d6\u7684\u6ede\u7eb3\u91d1\u9ad8\u8fbe<b>41\u7f8e\u5143<\/b>\uff0c\u800c\u65b0\u89c4\u539f\u8ba1\u5212\u5c06\u5176\u964d\u81f3<b>8\u7f8e\u5143<\/b>\u3002<br \/>\n\u6d88\u8d39\u8005\u5efa\u8bae\uff1a<br \/>\n&#8211; <b>\u8bbe\u7f6e\u81ea\u52a8\u8fd8\u6b3e<\/b>\uff0c\u907f\u514d\u56e0\u758f\u5ffd\u5bfc\u81f4\u903e\u671f\u3002<br \/>\n&#8211; <b>\u4e0e\u53d1\u5361\u673a\u6784\u534f\u5546<\/b>\uff0c\u90e8\u5206\u94f6\u884c\u53ef\u80fd\u63d0\u4f9b\u6ede\u7eb3\u91d1\u51cf\u514d\u3002<br \/>\n&#8211; <b>\u5173\u6ce8CFPB\u52a8\u6001<\/b>\uff0c\u672a\u6765\u53ef\u80fd\u51fa\u53f0\u66ff\u4ee3\u6027\u76d1\u7ba1\u63aa\u65bd\u3002  <\/p>\n<p><strong><b>\u7ed3\u8bed\uff1a\u76d1\u7ba1\u4e0e\u5e02\u573a\u7684\u535a\u5f08\u4ecd\u5728\u7ee7\u7eed<\/b>  <\/strong><\/p>\n<p>\u6b64\u6b21\u88c1\u51b3\u518d\u6b21\u51f8\u663e\u4e86<b>\u6d88\u8d39\u8005\u4fdd\u62a4<\/b>\u4e0e<b>\u91d1\u878d\u4e1a\u5229\u76ca<\/b>\u4e4b\u95f4\u7684\u51b2\u7a81\u3002\u968f\u7740\u6cd5\u5f8b\u6218\u7684\u6301\u7eed\uff0c\u4fe1\u7528\u5361\u7528\u6237\u9700\u505a\u597d\u5e94\u5bf9\u66f4\u9ad8\u8d39\u7528\u7684\u51c6\u5907\uff0c\u540c\u65f6\u5bc6\u5207\u5173\u6ce8\u653f\u7b56\u53d8\u5316\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8054\u90a6\u6cd5\u5b98\u5e9f\u9664\u4fe1\u7528\u5361\u6ede\u7eb3\u91d1\u4e0a\u9650\uff0c\u6d88\u8d39\u8005<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3950","post","type-post","status-publish","format-standard","hentry","category-5"],"_links":{"self":[{"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/posts\/3950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/comments?post=3950"}],"version-history":[{"count":0,"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/posts\/3950\/revisions"}],"wp:attachment":[{"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/media?parent=3950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/categories?post=3950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tw.hk.chat\/index.php\/wp-json\/wp\/v2\/tags?post=3950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}